ASPIRE Commercial Banking - Credit

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    Scotiabank

    10,001+ employeesToronto, OntarioBanking
    Actively hiringPaidWinter 2027Summer 2027Banking
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    About the role#

    The ASPIRE Commercial Banking program provides hands-on experience within Scotiabank's commercial divisions. You will gain exposure to credit, financial analysis, and business operations by working with teams such as Mid-Market, National Accounts, Real Estate Banking, or Roynat Capital. This role is designed for students looking to build foundational skills in assessing credit and supporting financing decisions.

    What you'll do#

    • Support credit and relationship teams through research, financial analysis, and transaction-related tasks.
    • Analyze company performance, financial statements, industry trends, and market conditions.
    • Contribute to credit submissions, underwriting requirements, investment summaries, and recommendations.
    • Learn how financing structures, client objectives, and risk considerations influence lending decisions.
    • Work with colleagues across Commercial Banking to deliver timely support.
    • Champion a client-focused culture while considering the Bank's risk appetite.

    What you'll need#

    • Enrollment in an undergraduate degree in Business, Commerce, Finance, Accounting, Economics, Real Estate, or Urban Land Economics.
    • Strong proficiency in Microsoft Office, including Word, Excel, PowerPoint, and Outlook.
    • Excellent written and verbal communication skills.
    • Good presentation skills and a consistent display of professionalism.
    • A natural curiosity and eagerness to learn about Commercial Banking, credit, and financial analysis.

    Location & details#

    • Location: Toronto, Ontario.
    • Terms: Winter 2027 and Summer 2027.
    • Modality: On-site.
    • Employment type: Full-time.

    About Scotiabank

    Scotiabank is a public banking institution based in Toronto, Ontario. It provides services in wealth management, investment banking, and technology to customers and communities globally. The company employs over 87,000 people across its international locations.

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