About the role#
This is a full-time associate position within the Business Cards and Payments team. You will manage a portfolio of credit line decisions with exposure up to $1M. The role requires analyzing financial conditions to evaluate credit worthiness and presenting your findings to senior approvers, sales teams, and clients.
What you'll do#
- Make credit recommendations on cases up to $1M in exposure.
- Assess business financial performance against established policy guardrails.
- Conduct interviews with business owners to understand their models, revenue sources, and industry risks.
- Prepare clear analysis to support credit memos, including rationale for any policy deviations.
- Monitor portfolio performance to identify trends and ensure alignment with expectations.
- Identify and mitigate key credit risks by requesting necessary business and personal information.
What you'll need#
- A Bachelor’s degree or higher, or be in the process of obtaining one by May 2027.
- Strong quantitative, analytical, problem-solving, and conceptual skills.
- Ability to assess financial statements to understand revenue, profitability, cash flow, and sustainability.
- Exceptional interpersonal, verbal communication, and writing skills.
- A team-oriented mindset.
- Note that Capital One does not provide sponsorship for this position.
Location & details#
- Locations: McLean, VA or Richmond, VA.
- Term: Summer 2027.
- Modality: Hybrid (requires in-person attendance in the continental United States).
- Compensation: This is a paid position.
About Capital One
Capital One is a public financial services company based in McLean, Virginia. It provides banking and business banking services to its customers. The firm employs over 83,000 people. It operates multiple office locations across the United States.
How to get in at Capital One
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