About the role#
This is a paid, full-time summer internship focused on credit and commercial banking. You will learn how the bank assesses credit risk, analyzes financial data, and manages portfolios. The program provides exposure to the commercial sales cycle and the team-based credit decision process.
What you'll do#
- Complete trend reports for borrowing base certificates.
- Handle covenant monitoring and annual credit reviews.
- Attend loan committees and participate in opportunity memorandum discussions.
- Partner with relationship managers on prospecting and client calls.
- Monitor loan maturity dates and suggest renewal strategies.
- Participate in a coordinated community service project.
- Network with Executive and Senior Leadership.
- Present a summary of your experience at the end of the program.
What you'll need#
- You are a full-time student pursuing a Bachelor degree or higher in Business Administration, Finance, or Economics.
- You hold a GPA of 3.0 or higher.
- You have demonstrated interest in the financial services industry.
- You possess initiative, enthusiasm, a strong work ethic, a team mentality, and self-motivation.
- You are authorized to work in the United States.
- You are available to work 40 hours per week from May 17, 2027, to August 6, 2027.
- You are able and willing to travel periodically throughout the First Merchants footprint.
Location & details#
- This role is located in Royal Oak, Michigan.
- This is an on-site position.
About First Merchants Corporation
First Merchants Corporation is a financial services holding company based in Muncie, Indiana. Founded in 1893, it operates First Merchants Bank and First Merchants Private Wealth Advisors. The company provides commercial and personal banking services alongside investment management. It maintains a presence across Indiana, Ohio, Illinois, and Michigan with over 2,000 employees.
How to get in at First Merchants Corporation
Securing an internship at First Merchants Corporation often requires timing your application to reach the team before the applicant pool grows too large. Intern Insider sends an instant alert the moment a role matching your target is published, which helps you apply among the first candidates. Getting your materials in early ensures your profile is reviewed while the team is still actively building their shortlist. You can use Intern Insider to identify the specific recruiters behind these roles, allowing you to reach out directly to ask about the position or request a referral. Connecting with a human contact often improves response rates compared to submitting through a general portal. This approach helps you stand out in a competitive financial services environment.
