About the role#
Five Star Bank offers a summer program for students interested in commercial credit and banking operations. You will work with our Commercial Credit team to learn about underwriting and portfolio management. This role provides exposure to credit decision-making and mentorship from experienced professionals.
What you'll do#
- Analyze financial statements, tax returns, and cash flow projections for commercial borrowers.
- Prepare credit memos and risk assessments for loan renewals and new approvals.
- Participate in loan committee meetings to observe the credit decision-making process.
- Work with Relationship Managers and Credit Analysts to understand credit structures and client needs.
- Monitor existing loan portfolios to identify potential risk indicators.
- Research industries and markets to support credit analysis.
What you'll need#
- Currently pursuing a degree in Finance, Economics, or a related field, preferably with junior-level standing or higher.
- At least one year of involvement in clubs, volunteer work, or other extracurricular activities.
- Strong analytical, problem-solving, and communication skills.
- A collaborative mindset, attention to detail, and a desire to learn.
- Proficiency in Microsoft Excel and financial modeling is a plus.
- Ability to demonstrate the standards and principles of the Five Star Bank experience.
Location & details#
- Locations: Rochester, NY and Buffalo, NY.
- Term: Summer 2027.
- Work Modality: Hybrid.
- Schedule: Full-time, 40 hours per week.
- Pay: 18 USD per hour.
- Travel: Occasional travel within the corporate footprint is required.
About Five Star Bank
Five Star Bank is a public financial institution founded in 1817. It provides commercial and consumer banking, lending, and investment services to individuals and businesses. The company operates across Western and Central New York and maintains a commercial loan production office in the Mid-Atlantic region. It employs approximately 760 people and functions as a subsidiary of Financial Institutions, Inc.
How to get in at Five Star Bank
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