Commercial Lending Intern

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    Prosperity Bank

    1,001-5,000 employeesFounded 1983Sugar Land, TexasBanking
    Actively hiringPaidSummer 2027Banking
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    Best applied by Sep 25

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    About the role#

    Prosperity Bank is offering an 8-week summer internship for the Summer 2027 term. You will work with the Central Oklahoma Lending and Credit teams to observe and review credit and financial reports. The role involves working closely with lenders, portfolio managers, and management to monitor the existing loan portfolio and support new client development.

    What you'll do#

    • Spread and analyze commercial financial statements for prospective and existing customers.
    • Perform financial analysis and underwriting of loan packages, including preparing charts and narratives for sources and uses, capitalization, historical and projected statements, stress testing, and collateral valuation.
    • Conduct diligence on business descriptions, industry and market analysis, and general credit risk factors.
    • Review loan request packages, including loan structuring, guarantor analysis, and Global Debt Service Coverage calculations.
    • Obtain and analyze materials to evaluate collateral value.
    • Participate in rotations through various departments and shadowing opportunities.
    • Complete a final summer project based on a loan presentation.

    What you'll need#

    • Currently pursuing a Bachelor’s Degree in Business Administration, Accounting, or Finance.
    • Experience with Microsoft Office, specifically Excel and Word.
    • Ability to manage multiple transactions and prioritize assignments to meet deadlines.
    • Strong analytical skills to interpret complex financial information and identify risks.
    • Effective verbal and written communication skills.

    Location & details#

    • This is a full-time, paid, on-site position located at the NW Expressway banking center in Oklahoma City, Oklahoma.
    • Applicants must be based in the OKC metro area.
    • Housing and relocation costs are not covered.

    About Prosperity Bank

    Prosperity Bank provides personal banking services and investments to consumers and businesses. The company operates throughout Texas and Oklahoma. It was founded in 1983 and maintains its headquarters in Sugar Land, Texas. It currently employs 2,661 people.

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