About the role#
West Michigan Community Bank is hiring a Commercial Banking Analyst Intern to join our team in Hudsonville. This is a full-time, paid internship with a rolling term. You will work on-site and support our commercial banking operations through data analysis, loan documentation, and administrative tasks.
What you'll do#
- Review the loan policy manual and the 5 C's of credit.
- Attend OLC meetings and prepare the meeting minutes.
- Spread business and personal financial statements and tax returns.
- Analyze loan structures to match loan types with repayment sources.
- Review personal credit bureau information.
- Calculate debt service coverage ratios and DTI.
- Prepare collateral analysis for CRE and C&I loans.
- Create analysis charts for loan presentations, including accounts receivable, payable, and inventory concentration.
- Perform industry analysis for loan presentations.
- Participate in conference calls and customer site visits with loan officers.
- Prepare annual loan renewal requests for loan officer signature and OLC approval.
- Scan loan documents into the Synergy system.
What you'll need#
- You are currently working toward a bachelor degree in Finance or Accounting.
- Strong organization and time management skills to meet production timelines.
- Ability to work independently and communicate well with others.
- Proficiency in word processing and spreadsheet software.
- A willingness to travel occasionally for training or business needs.
Location & details#
- Location: Hudsonville, Michigan.
- Work Modality: On-site.
- This position does not provide sponsorship.
About West Michigan Community Bank
West Michigan Community Bank operates as a privately held financial institution based in Hudsonville, Michigan. Founded in 1976, the bank provides services to local businesses and individual customers. The company maintains a staff of 119 employees and operates from its office in Hudsonville. Its primary focus remains on serving the West Michigan community through local banking operations.
How to get in at West Michigan Community Bank
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