About the role#
The summer Analyst Internship provides direct support to Commercial Relationship Managers. You will help develop and analyze commercial real estate and business loan opportunities. This role involves preparing financial analyses, evaluating creditworthiness, and assisting with loan structuring. You will work alongside lending officers, credit administration, and executive leadership to support commercial lending relationships.
What you'll do#
- Support Commercial Relationship Managers in analyzing commercial real estate and business lending opportunities.
- Maintain an assigned loan portfolio as a secondary Relationship Manager.
- Prepare financial statement spreads and debt service analyses using business and personal financial statements and tax returns.
- Develop credit authorizations and present analyses of existing and prospective borrowers.
- Identify customer needs and develop cross-sell opportunities.
- Refer lending opportunities to appropriate personnel.
- Obtain financial information from customers and prospects for underwriting.
- Monitor borrower compliance with loan covenants.
- Prepare financial projections and maintain lending pipeline logs.
- Research industry information for borrowers and prospects.
- Consult with lending and credit administration personnel regarding credit structure, pricing, collateral, and risk.
- Conduct trade and reference checks.
- Review documentation for compliance with bank policies and procedures.
- Support special projects assigned by management.
- Ensure compliance with regulations including BSA, AML, CRA, OFAC, Fair Lending, and GLBA.
- Participate in business development and telemarketing activities.
What you'll need#
- Bachelor's degree.
- Strong intermediate knowledge of accounting principles, tax return analysis, balance sheet analysis, income statement analysis, cash flow analysis, and financial interpretation.
- Strong working knowledge of Microsoft Word and Excel.
- Intermediate knowledge of loan documentation.
- Ability to manage a high volume of work from multiple sources.
- Preferred: Experience in commercial real estate lending, commercial credit underwriting, or financial statement spreading.
- Preferred: Banking industry knowledge and regulatory awareness.
Location & details#
- Location: Irvine, California.
- Term: Summer 2027.
- Modality: On-site, Monday through Friday, 8:00 AM to 5:00 PM.
- Employment type: Full-time internship.
- Compensation: Paid position.
About Sunwest Bank
Sunwest Bank is a privately held commercial bank founded in 1969. Based in Sandy, Utah, the institution manages over 4 billion dollars in assets. It maintains offices in California, Arizona, Idaho, Colorado, Utah, and Florida. The bank provides treasury management and corporate financial solutions to businesses and entrepreneurs across the United States.
How to get in at Sunwest Bank
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